Credit card

Card payments using a line of credit instead of immediate account debit.

When to use it

Convenient, but often higher fees and higher dispute/chargeback sensitivity.

Pros

  • Fast
  • Widely accepted
  • Buyer protections in some contexts

Cons

  • Higher fees
  • Chargeback risk
  • Issuer restrictions and declines

Safety tips

  • Understand dispute windows
  • Use escrow where possible
  • Keep all proof and communication

Related pages

Gift cards
Buy, sell, trade, and use gift cards.
Glossary
Definitions of key terms.

FAQ: Credit card

When is Credit card a good choice?
Convenient, but often higher fees and higher dispute/chargeback sensitivity.
What is the main risk?
Higher fees
How do I reduce risk?
Understand dispute windows Use escrow where possible