Debit card

Card payments that debit funds directly from a bank account.

When to use it

Convenient, but be mindful of fees, limits, and potential disputes in peer-to-peer contexts.

Pros

  • Fast
  • Widely supported
  • Easy UX

Cons

  • Fees can be higher
  • Dispute/chargeback policies
  • Issuer restrictions

Safety tips

  • Use reputable flows and avoid off-platform requests
  • Keep receipts and logs
  • Double-check amounts before confirming

Related pages

Gift cards
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Glossary
Definitions of key terms.

FAQ: Debit card

When is Debit card a good choice?
Convenient, but be mindful of fees, limits, and potential disputes in peer-to-peer contexts.
What is the main risk?
Fees can be higher
How do I reduce risk?
Use reputable flows and avoid off-platform requests Keep receipts and logs